Unlimited notes, free forever.
No UPB cap. Your data is yours, even if you stop paying us. Premium features unlock when you need the platform to do active management — Stripe payments, escrow analysis, late letters, 1098s.
Stop juggling spreadsheets
Manual payment tracking leads to errors
Escrow calculations take hours
Document generation is tedious and error-prone
Automated payment allocation with waterfall calculations
Built-in escrow analysis tools with RESPA tracking
One-click document generation: statements, 1098s, notices
Everything you need to service your notes
Payment Tracking
Record and track payments with automated waterfall allocation calculations.
Calculations are tools for your reference. Verify independently for legal or financial decisions.
Escrow Management Tools
Escrow tracking tools with built-in RESPA analysis calculations.
Analysis tools to assist your RESPA compliance. You are responsible for final review.
Document Generation
Generate monthly statements, annual escrow analyses, and 1098 tax form drafts.
Draft forms for your review. Consult your CPA before filing.
Borrower Portal
Give your borrowers visibility into their loan status with a self-service portal.
Get started in minutes
Add your note
Enter your loan terms, borrower info, and payment schedule.
Record payments
Log payments and let the waterfall engine allocate automatically.
Generate documents
Create statements, tax forms, and notices with one click.
Built for seller-financed note holders
Colorado, New Mexico & Texas
Purpose-built for states with active seller-finance markets.
Enterprise-grade encryption
AES-256 encryption at rest and in transit, with PII protection built in.
Your data is yours
Your loan information stays in ServeYourNote until you delete it. We guarantee storage — even if you stop paying us, even if you downgrade. On a paused loan, balances and projections stop updating, and we surface that clearly.